However, this season can also be the most hectic time of the year. Planning, buying and preparing things needed for the entire celebration may be really stressful or may even make one crazy!
But don’t fret! We have 5 Tips for a “no stress” but fun-filled holiday shopping:
- Start saving early. There’s no better time than the present to start saving money for the holidays. No matter when you will start saving, think about opening a holiday savings account that you can deposit money into all year. That way, you’ll have money saved for when you’re ready to start your holiday shopping. You’ll also earn interest on the account.
- Set a realistic budget. Figure out exactly how much money you have to spend. And don’t forget to factor in wrapping paper, holiday cards and postage. The little extras that are often forgotten are just the things that can throw your entire budget off track if you’re not careful.
- Make your holiday shopping list. After your budget has been set and you’ve started saving, it’s a good idea to create a list of everyone you intend to buy for. Don’t forget to include items like hostess gifts for parties you’ll attend, a gift for your boss and that family gift exchange you’re included in year after year. It also may be smart to purchase a few small gifts for surprise visitors or a last-minute party. Once you’ve made your list, keep it handy so you can refer to it often. The list will help you stay on track and keep you from forgetting anyone.
- Get a head start. It’s much easier to make smart choices with your money when you’re not waiting until the last minute to shop. Procrastinating only promotes rushed shopping, overspending and buyer’s remorse as the guilt of going over budget sets in. So, get a head start and begin your holiday shopping early enough to take your time and make smart choices.
- Be thoughtful. When in doubt about what gift to give, get creative and be thoughtful. Think about your most cherished gifts throughout the years. They’re probably some of the most thoughtful gifts you’ve ever received. For instance, a scrapbook of shared memories or an appreciation book may take a little more effort or time, but they’re certainly thoughtful and creative. And they’re often less expensive too.